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Auto Insurance Morehead City, NC

At Good Life Financial Advisors of Morehead City, NC, our mission is to help you work toward financial freedom with strategic planning solutions, like auto insurance.

Proactive guidance is paramount when working toward financial goals that serve your best interest. And while there are many benefits of auto insurance, knowing exactly what auto insurance entails is essential in deciding whether it is right for you. Here’s what you need to know.

What Does Auto Insurance Cost in North Carolina?

Auto insurance policies cover your you and vehicle against losses due to theft, accidents, or certain other events. These policies have various coverage options, from the most basic liability coverage to stronger comprehensive coverage that protects against vandalism, theft, and natural disasters.

Prices for auto insurance policies also vary depending on your driving history, your personal preferences, and the type of vehicle you own. For example, you can keep your monthly premium cost lower by maintaining a clean driving record. But your rates will be higher if you insure a high-end luxury vehicle.

What's the Minimum Auto Insurance Required?

In most states, auto insurance isn’t optional. If you own and operate a vehicle, you are legally required to have a policy with the minimum amount of liability coverage.

In North Carolina, the minimum coverage amount is:

  • Bodily Injury (One Person): $30,000
  • Bodily Injury (Two or More People): $60,000
  • Property Damage: $25,000

Legal minimum coverage requirements vary from state to state.

Top Benefits of  Auto Insurance

Auto insurance benefits you in three major ways: financial protection, legal protection, and peace of mind.

Your insurance policy can offer financial protection if your vehicle is stolen or damaged in an accident. Depending on your policy, your insurance may cover the full cost of repairs, vehicle replacement, or even medical expenses if you’re injured in an accident.

If you cause an accident or you damage someone else’s property while operating your vehicle, you could be sued for damages. Auto insurance offers protection by paying for legal fees associated with court settlements or judgments.

Finally, auto insurance provides peace of mind. Driving can be a stressful activity, and vehicles are hefty investments. Protecting your investment with insurance can alleviate stress.

Schedule Your Complimentary Discovery Call

We hope you enjoyed learning about the benefits of auto insurance. If you believe you are a good candidate or have questions, our team is here to help! At Good Life Financial Advisors of Morehead City, we believe in empowering our clients with education and resources so that they can feel confident about their financial future.

To learn more about auto insurance, contact us today to schedule a complimentary Discovery Call. This meeting is a no-obligation consultation to discuss your current life circumstances, financial situation, and long-term goals. It is also an opportunity for you to learn more about us and determine whether you feel comfortable moving forward with our team of financial professionals.

If you’re ready to discover the Good Life, contact us today to schedule your free consultation. We hope to help you soon!

The opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual.